We would definitely prefer to have the typical 30-year (or 20 or other longer-dated term) mortgage so that we can match our rental income against our mortgage loan payments (and also not have to pay a large, out-of-pocket balloon payment at the end of the 5th year).

Have you looked at just getting matching tiles to fix just the affected areas? 

Most offer a certain quality of data at a price point to match the quality and data coverage.

If what they are saying doesn't match up with any spending you've done recently then check all of your cards (including any inactive ones) right away for fraudulent activity.

From the photo, it doesn't appear that this condition would be a great candidate for that because of factors like the low height of the window sill, as well as the need to match up with existing sidewalks to be left in place.They make concrete re-surfacers, but your existing slope looks much too great to mess with those.

Sorry, @Doug Smith  , your web site doesn't match your response.

Unfortunately his criteria does not match up well with Pinellas County. 

do you have another property with equity that would atleast match the amount of the loan that you could utilize as collateral to guarantee their investment?

So say the tenant that matches #1& #3 are the same.

It will depend on the details of the deal, the market and market trends, your talent to match the property to it's highest and best use in the neighborhood, ability and speed to get work done, and how deep your pockets are.