Then it's time to shop around.

We used to sit in his lavish study in the basement of his downtown mansion and talk shop.

More interesting to me is that there's a brewery out there and a Pablo's Coffee Shop (when a hipster coffee shop moves in, something's going on).

I went shopping yesterday and felt like I was preparing for war.  

As I start to shop for my next STR, I want to self-manage to avoid that 20%+ fee.

The neighborhood is just down the street from my primary home and the neighborhood is minutes from the interstate and shopping as well as the best school district in the area.  

The last time I shopped around I was able to find a bank that went up to 90% of my LTV for my HELOC, but that was in early 2018.

Something that is a mini-Disney type of place, dining options, shopping, relaxing views maybe all with a single theme.

I am gravitating towards using an insurance broker to better shop for policies and rates, my initial quotes with Goosehead (Ted King's office) have been on par or slightly more than my current policies but with a significant increase in coverage. 

I would shop it both ways before you opt for the lower coverage of ACV.