So are least options still a thing in Texas? 

There are a lot of options for foreign investors though.

.# 4 usually requires more explanation as its newer to the market (DM me if interested in discussing these options further), but all 1-4 appear to be potential options for you based on the limited details. 

BRRRR seems like a good option for the market in Milwaukee.

I wouldn’t necessarily want to only put 5 percent down but maybe somewhere between 5 and 20 percent. im just wondering if I have the option of not having to put 25 percent down like a commercial or investment loan. 

The options are endless.

Also ensure they are up-to-date on the most recent construction accounting practices, audit procedure and tax regulations.While price is a consideration for everyone, remember that the cheapest option is not usually the best option.

What are my options here?

The best option I see for you, if you can't get the line of credit, is to partner with one of us local rehabbers that have experience to make sure that $70k is legit and keep the project moving on time and on budget. 

Yes, just like @Jon Gibbens said, run your comps and never rely on the estimate that the platforms give you.