You can get 3.5% percent loans but if you start at 5 you’ll have a path no matter what.

After you've done that, then the lender may be willing to come in at 100 percent.

I would also be more aggressive in acquisitions knowing that if everything somehow unravels (no one can predict the future) I would still have a place to live (that took me a lifetime to acquire and payoff). 

Morgan’s calculations suggest Bitcoin only accounts for 0.18 per cent of family office assets, compared with 3.3 per cent for gold ETFs.

If you're just tucking it away in a savings account however, it only earns a fraction of a percent in interest as long as it sits there.

I realize 2019 was a lifetime ago...maybe downtown investments should be avoided?

I will take a very close look at the tax ramifications of  short term flips Many flippippers are surprised at how much they have to pay in income tax reducing their profits down to very little  depending upon your situation where you live you could be responsible for the 12.4% for Social Security short term capital gains which would be at your percent income so could be anywhere from 0 to 25 or 30% and 8% or so state taxSo the $40,000 or profit you may be thinking of good easily be reduced down to 20,000.    

My exit strategy would be to sell the property to pay off the mortgage loan and my time frame to purchase would be in a couple of months and I would hold the properties for the lifetime of the loan until otherwise.

Think about it like this.. you lost money on rentals while the stock market goes up 15-20 percent this year.

You get a higher cash on cash return by financing 75 or 80 percent vs. not having a loan on the property.