Hey @Mohammad Islam, I'm an investor in Austin, TX and also provide lending services, would love to connect.

When my 3k sf STR in Florida is empty with the AC set at 77 my electric bill runs about $175 for the month, and water is maybe 40-50 bucks depending on how much irrigation I need.

It depends on your goals and where you want to spend time. 

They provide educational content and practical advice to prepare for your investment in a 4-plex.

They don't provide tax documents on time, which cause significant headaches. they don't provide proof of cost mitigation studies unless you threaten to sue.I am a seasoned investor and I got duped in their flowery talk.

I dont know how much value I could provide you with on the Real Estate side of things, but if you had any questions about financing or wanted to know how that side works id be happy to give you some insight! 

Depending on your budget and goals, the suburbs or more central Houston my be good fits for your investing.

7.45% sounds about right depending on FICO, LTV, DTI/DSCR. etc...

@Karina Rojo There are a couple of routes you can go depending on what your goals are. 

It depends on the markets and the specific properties.