The walls and ceiling in that room were covered in rings of different shades of brown emanating from that chair - almost black at the epicentre and fading to nearly beige where you crossed the front entryway into the kitchen.   

Even then, I would only give the summary page, with the account number blacked out. 

Remember I asked about your Girls ages. 

I met my wife here and we have an 8 month old baby girl named Bella! 

So many factors make this a very grey question and most want it to be black or white. 

the 12000 black area is rough. 

What i see though on BP is this refi till you die  how can I buy property with max leverage because max leverage gives me better ROI day one etc.. and don't have near enough reserves to ride a a black swan like what's happened.. 

Window screens/wood I'll just spray black.

That being said there are still some possible nuggets out there to pick up, you need to be black and white on the numbers and stay on top of what your expenses are now and going to the future.

I do kinda ignore some, since there are so many hours in the day and they can become a black hole and a distraction from other things I need to do.But, in any case, there are still a lot of knowledgeable people, willing to help on here.