We own 16 units in San Diego and are building 4 ADU's in 2024 and 4 more ADU's in 2025.Problem(s):1) I want to buy a primary home and start a family soon, but all of our cash is locked up in equity in real estate (ok, not all of it, but like 65%).

The other challenge is that I have 100k in equity sitting on my current house and I don't know how to acces it in a smart way without selling the property.I would love to know if there is any RE investor or agent in Michigan that is in a same path or has done something simliar.Thanks all! 

Some have more than $1 million in equity while others have less.4.

.- Growth in Equity: Increase in property value over time.Cost drivers:- Mortgage Principal Repayment: Part of the mortgage payment that goes towards paying off the loan.- Interest Payments: Interest portion of the mortgage.- Maintenance: Regular property upkeep costs.- Vacancy: Loss of income during periods when units are unoccupied.- Utilities / Other Expenses: Utility costs, possibly including shared utilities.- CapEx Reserves: Savings for future capital expenditures (e.g., roof replacement).- Insurance: Property insurance costs.- Property Taxes: Annual taxes on property value.- Closing Costs: Expenses incurred during the property buying process.

I’m guessing you’re around $300k in equity.$30,000 per year / $300k is only 10% return on your equity capital.

We have a 2 year seasoned note and got a quote for resale of half what we originally lent, even though the property has about 40K in equity in it. 

Some have more than $1 million in equity while others have less.4.

Additionally, it is not uncommon to have dissatisfaction in equal portions among the triad of owners, renters and managers in my experience.

Value of the house is $230k, so at the most, there is only $20k in equity, but it could have been a lot worse, obviously I could have lost the entire $40k.

We have $175k in equity - I can borrow up to 75% - right?