I am trying to cap my next purchase at about $300k with a monthly return of ~$400 (have not found a place as I want to make sure my financial plan is solid before moving forward.Thank you in advance

My debt to income is too high without it even though I've been renting the house out for almost a year with a solid lease.

Experienced investors can turn solid profits with higher than 70% offers. 

It sounds like you have a solid plan.

I had a new main line put in 3 years ago and the bill states that the clog was near the bathrooms and the cleanout to the mainline to the street did not remove any debris or roots (there is a city tree in front that can't be removed).

It's a solid contract that covers the common disclosures in a purchase, and then we add the Income Addendum which covers the lease, move-in checklist, rent roll, etc for an investment property.Very few will ever provide the screening documents, in my case it is against the agreement I have to be able to screen parties.

Do the 20% down, but focus on solid homes where the numbers work. 

It is not prudent to think people on a chat website can provide solid advice that you can bring to an audit, nor can an article online.

Quick background: Management Consultant - make a solid living. and decided that it’s time to enter the sphere of real estate investing.

@Soman Paddi DPH is one of the rougher neighborhoods in Sacramento with solid c and b housing.