Home Equity Loan Debt-to-Income Question

[Steven Silbert]

I've been moving along in the process of getting a home equity loan on my second home, but I just ran into a snag. The company I'm working with won't count rental income until it has been collected for two years. My debt to income is too high without it even though I've been renting the house out for almost a year with a solid lease. Is this a common requirement? Are there companies that work in Maryland or in general that will accept statements and a lease?