They don't want to cringe every time the phone rings.  

I have called them more than once to get different people just in case the person on the phone was not fully informed, but have received the same answer each time.My realtor, who works primarily with investors, and real estate attorney where not aware of this, so I suspect it is little known or enforced, but I would truly like to know whether this is the law.  

Upon phoning this institution, they say….

You may be surprised who will pick up the phone.  

In my area 1000 yellow letters per month would melt your phone. 

It's an estate sale, and the seller was very short with me on the phone but here's the info he sent me:Estate sale - House + lot with potential to be subdivided (could profit from subdividing and selling the land)Looks like a single family home, I'd guess 2-3 beds/1-2 bath. 1.33 Acres (57, 935 Sq Ft)Asking $250kThe "county listed it at $238k"Conventional financing only.Description on flyer: "beautiful lot with large trees, quiet neighborhood, newer larger homes in the area.

I am a newbie and had one recommended lender but can bearly get him on the phone or email to get process done.  

Just a few Mobile homes or even one and manage it to get a Bird's eye view while still   doing everything else you suggest??

By giving them my credit card info over the phone they also locked the rate.  

He paid the late fees and rent and we were good.2) A pit bull was purchased and was not notified of the dog, not by a phone cal, text, email, and it wasn't documented on the rental agreement.