From my experience ARMs typically adjust annually or semiannually so you get a fixed rate (often lower than 15 or 30 fixed) for that period of time.

In a simultaneous transaction, I am entering a security agreement with the owner for a share of any profits from sale and (if applicable) rental, which is substantially more than if I charged interest on the note.

No guru teaches real estate, they teach ploys to do transactions and usually if they aren't illegal they are unethical.

Hello Guys,I am in process of Refinance to lower my payment by getting rid of PMI, the process has not been great with this specific lender I am working with.

Together, we have successfully completed 5 wholesale transactions in Galveston and 1 here in Denver. 

Does anyone have advice on offering higher or lower than this range for HUD houses?  

Should I discuss this with my managing broker before closing the transaction?

Courses #5 – 8 may be included in your postsecondary educationExperience Requirements – 20 transactions The Division calculates the transactions to ensure the applicant meets a total of twenty by using the following formulas: • Listing agent in the sale of property owned by another = ½ transaction • Selling agent in the sale of property owned by another = ½ transaction • Listing agent in the lease of commercial or industrial real estate owned by another for a term of at least one year = ½ transaction • Procuring agent in the lease of commercial or industrial real estate owned by another for a term of at least one year = ½ transaction • Listing and /or procuring agent in the lease of four residential real estate properties owned by another for a term of at least one-year = 1 transactionThere are also requirements about not having a criminal record.http://www.com.ohio.gov/documents/real_Requirement...You can probably get into investing sooner than you can accomplish all of that.  

Those look like some pretty large floor plates looking at the picture, and you did say they currently have 4 apartments on the 2nd floor.So you are looking at building out the 3rd, 4th floor at least, I am assuming to have a similar layout to the lower floors to have all your mechanicals lined up.

If the acquisition costs are higher, it will lower your COC.Remember, you can make just about anything "Cashflow", if you put enough money down and reduce your payment, but you reach a point where the return doesn't make sense.