What are some of the creative ways you finance deals? 

Does anyone have any creative tips to getting out of overpaying for a town home??

You can buy a 3-4 bedroom house and rent out the rooms, just be sure and check your local housing laws to ensure you are in compliance. 

Creativity to make it realistic is all it takes.

You might want to spend the extra money to get an atty. to draft the note and mortgage to ensure it's done right. 

If could paraphrase to ensure I understand, do these 2 statements sound correct?

Like:Cash Heloc that you can use for cash purchase Private Money from friends and/or familyHard Money lendersGet Brandon Turner's Book called "Investing with No/Low Money Down".This will get your creative deal funding juices flowing.  

Besides the strong offer price, think of any other creative ways to make your offer just a little sweeter for the seller.

When you learn how to do creative financing strategies you won’t need any credit or be forced to kiss the banks a$$ 

If you are looking to just partially cash out without the hassle of the rental anymore, there are also other creative financing exits as well that you can do to maximize cashflow will minimizing management overhead.