You could always try to get the seller to give you some sort of verbal 'guestimate'of what it would take to get the property into a livable/rentable condition -- they should have some sort of idea.With the repair 'guestimate' and ARV of the property, you should be able to make an offer that is contingent on the actual repair numbers being at or below what the seller estimated. 

There is no 'screening' as a tenant but their would be 'screening' as a loan applicant; not the same thing.Having said that, let me re-phrase the Post; You are offering the house for sale conditional on the buyer taking out a loan with you.

Hello, Does anyone know how to determine how often to send mail based on market conditions?

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An estimate to get the home in decent condition is btwn $25K to $35K.

HUD usually has a downloadable property condition report available online that can be helpful, although some of them are fairly cursory.

People have success at both, but I tend to see them specialize to some degree as the two strategies are quite different (for example, to flip you want it show room nice, but to rent out, the property may already be in rental condition or close to it)..

The owner is out of state already and is looking to sell the property, and thinks he can get $245K for it, which there is no way with the condition it's in.

When interest rates were constrained by regulatory fiat by the CFPB, the larger lenders found it harder and harder to make lower dollar loans and still make a profit, so they withdrew from smaller dollar lending or constrained the terms and conditions, including credit standards. 

You might also offer some financial bonus for the tenant when they move out if they leave your place in good condition and remove all their belongings.