One unit's front door faces east, while the other front door faces south, so the two units have different street addresses.

After 4 years I barely got my capital back and no interest. 

I barely knew how to swing a hammer.

Face to face networking has fragmented with COVID so relying on BP here.

Most newer property, single house/plex/condo, are at about 0.5 ration, so essentially it is barely break even, or you may end up paying out of your pocket for $100 a month.

I know it’s overstated, but this really is a business based on relationships.Alternately, Scotsman Guide and the lender list at the American Association of Private Lenders (full disclosure, we’re members) might also be a good start though there’s nothing better than meeting your lenders face-to-face.

Discount points are paid to everybody "wins" (I can't really explain it, but if want to chat send me a message and we can discuss as best i can how the bond market works).  6 months doesn't quite make the cut, but I'm sure its a compromise as a consumer protection, getting to the 1yr owner occupation requirement, and allowing an owner to potentially resell (lets face it, you can't effectively "disallow" somebody from selling).I think the guildines to 6 months on Title is to protect the lenders and the secondary market. 

I'm sure we'll face challenges ahead, but enthusiasm and energy can make up for a host of our shortcomings.Glad to have you here in the community!

Looking for someone I can meet face to face if possible but willing to entertain offers from reputable biggerpockets lenders farther away as well.Hoping to move on the first one within 2 months. 

And if you face a cost over-run in your construction, then you have no margin of safety.