When they get tired of holding nonaccrual notes they will sell them, maybe to you if you've built a relationship.You can find the status of every bank in the country by looking at the call reports they have to submit to the FDIC every quarter.

Did you get any documentation in writing from the city to describe the status of the park? 

As Brie says, when you are paid on a 1099 there is a lot more documentation you have to provide to obtain financing, and especially if you are starting new. 

I'll be learning and asking questions for now and will document my first flip on this awesome site.

We always use our attorney to submit the contracts we have to the contractors attorney.Any & all draws are subsequently approved through the attorney after each sub-scope of work is completed to our satisfaction. 

The agent submits that along with the short sale package (owner financials, etc) then the bank sends their own agent to value the property.  

I’m worried what if the hard money lender appraises the property and thinks it won’t ARV for what I’ve estimated or he rejects the comps I’ve submitted him and won’t fund?

Be prepared to Skype and over produce documentation showing you are, who you are.

  I would put your information in writing including all documentation and send it via registered mail to the water company demanding a refund of the months that are not possible to have flow at that rate.

Fax machines copy the document you send and if sent from a public service (e.g.