Under MD law they would be responsible for the costs of those improvements and would be responsible for restoring it to the original condition at the end of their lease.

Not every house will be a good fit, and a lot will depend on your budget and down payment.The core summer season here is about 10-11 weeks long, where you can rent the house out for full weeks at premium rates.

As Gino noted, if you buy a lot in cash, that can often be contributed as equity in the deal for the loan, but depending on the value and LTV ratios including your current mortgages on the existing properties, you may have very little equity available to tap into from a refi/HELOC.It has been a while, but the construction loans I have been quoted have been 80% LTV of after construction value, capped at 80% of actual cost.  

HELOC at 75% LTV will give me access to $155k, but the rate is around 8-10% and is subject to going higher, considering the current instability with inflation.

You can provide your email by using this format:example: [yourname]at[domain----------------].Or provide a screenshot of your email address; it's more convenient.We are looking forward to working with you and having you as one of our hosts in [state].Best regards,Apple

Also, our fee is 7% but capped at $149. 

If so I'd recommend looking at RentRedi, it's free for pro members and it has a free prescreening application, and also does credit and background checks through the platform that the applicants pay for.

That’s not an attack on their service, just the reality of a market data that’s changing at light speed.

Even in Florida we have AOP coverage at $1,000, $2,500, etc.I would be looking to another insurer if they are forcing you into a percentage on the AOP deductible.  

At the same time isn't less true that most duplexes are not in the MOST desirable areas if you have a family.