Let me crunch number on my side (or talk to my spouse/business partner/etc.) and see how I can make that work.

Once you find a good one, treat your contractor like a business partner and see how you grow. 

I’ve managed to build a portfolio of 7 properties with 25 units over the past 4 years on a small salary and a little income from the sale of a business.

Absolutely get an entity to conduct business with.

The way we do business WILL change, but for now, it's business as usual.

Learning the theory or the real practical part of the business.

Hey BP Fam,  I currently have a local investor looking to exit his rental business within the next 5 years because he's older in age.

Landlords, fix n' flippers, businesses, developers, etc.?

In general I would expect to pay more for an insurance on a business policy rather than a personal policy and am not surprised by the increase. 

Hey there fellow Toledoians, if you are like me (a ~15 yr contributor to Bigger Pockets), you may have been inundated with spam from a few chatter boxes who like to post on BP as a drip campaign to drive business.