Unit A is about 100 years old and Unit B is almost completely new.Pros:-The duplex is in a very desirable neighborhood with home value appreciation year over year at about 50+%-Rent is also in high demand within this area-Cash flows well even with high interest rates and increasing property taxes-Home is price below average cost per sq ft-The house has been renovated and some parts of it has been remodeledCons:-All issues are with Unit A, the 100 year old unit.

The house is in a pretty great neighborhood with excellent schools and options to commute to most parts of the bay area and I am confident that I will be able to rent it out soon. 

However, once we started the process interest rates skyrocketed so we paused, to see if they will come down a bit.

HOWEVER, you pay a higher rate to do that, you are obviously financing more which also increases your payment.

You want to make sure whoever you go with has excellent ratings and is able to stand behind their policies, especially in the event of a major catastrophe.

I thought it would be valuable to kick off a discussion about the latest economic headlines and their impacts on our strategies.1️⃣ Interest Rates on the Move: With recent fluctuations in interest rates, how are you adjusting your financing strategies for acquisitions and holding properties?

Asking 1M but I'm thinking 800-900K, thanks  ok, then that would work for 30 year fixed programs in that same rate range. 

It's an inexpensive market, but don't fall for cheap opportunities that look good on paper and details left out concerning the location and the vacancy rate. 

My hourly rate is very low, and I make most of my income from over time.

Also wondering if LTV rate would change if we occupied one unit?