It’s an excellent place to start, and can answer many of your questions. 

Memphis Invest is awesome...great customer service, excellent processes.  

Both companies are excellent, feel free to pm me and I'll send you their contact information. 

@Justin ForehandThats excellent advice! 

I also have excellent credit 800+ I don't have enough cash to do 20% down for this property (H3) until I sell property H2, but is there a way I can get a loan where I can put it all together and somehow come on top? 

Anything $600 or more you need to receive a 1099 form for tax filing.Those leads are often offered very low cost per lead.

I plan on also doing a credit check / background check after I receive the application back from prospective tenants.Heres the link: http://www.nj.gov/treasury/dpmc/Assets/Files/Renta...Also - do you guys usually charge application fees?

Additionally if i purchased more property i would like to do the reverse and add to the existing loan however from the feedback i have received from my local commercial lenders it seems that i would have to refi everything or apply for a new commercial loan.

Buyers filed ch 13 in 2012 and I received payments through the bk trustee.

Thanks so much for the well received advice, you make a Great Point!