. -1.5% growthPhoenix gained approximately 24,036 people last year, just behind San Antonio on the list of fastest-growing large cities, continuing decades of population growth.Phoenix 2017 - 1,626,078 population. +1.5% growthAlso, while Phoenix has it's share of subpar construction I don't think it's unique to the city and I'm sure Baltimore has it's newer home construction issues.

(At my age I'm not looking at growing a portfolio via leverage.) 

I don't think they are as popular here as in resort areas, but I think the demand is growing. 

I still very much enjoy working on cars, and plan to continue doing so because I love it, but I'm ready to start growing my wealth as well as generating passive income.I've owned a few homes, I have some experience as a self managing landlord, I've made some mistakes and had a couple big wins as well.

see what they think (how much can it rent for, does it require significant amount of work, is the area a good growing area, etc.)6.

Ill make this as short as possible.....I have an elder family member who does not want to own a house, she wants to rent from my wife and I as we are trying to grow our portfolio.I currently do not have enough $$ to just go out and do traditional financing to place her.However, she was recently approved for an FHA loan.

Our mentality is: Honest, hard work, and teamwork will grow wealth for all those involved.

I am looking to grow to other cities.

We have 2 properties nearby that are in a working class neighborhood, safe, and in a growing part of town.

For the first rental property umbrella is not necessary in my opinion but as you grow your portfolio you should consider it.