@Ray Dixon, most of my clients and experienced investors have at least $5k set aside for each property as a reserve fund.

I'm looking into a property in Garden Valley 44127 and wanted to get the input of some investors and PM who are familiar with this area.

Asking for rookie investors

It's great for investors, as you can use idle cash to pay down principle and save interest.

I would strongly recommend reaching out to a lender who understands investors and various loan types out there, there are a lot of great lenders on the lender finder tool here - https://www.biggerpockets.com/business/finder/lenders

Equity: 250k2 Family 3/2 Purchased 2023 475k Currently worth 600k 7.25% Interest Cash Flow -1,100 a month ( I live in one of the these)Equity: 98k ( yes i put 20% down)55k in Stocks mostly apple/vti/qqq 5k Cash (reserved for emergency missed rent payments) in a 4.50% savings accountNo credit card debt no car loansI do have 60k in open credit cards 8k available for no interest for 15 months.I have a 50k Heloc on my 2 family unit at 8% interest 10 year interest only 10 year repaymentSo as a investor what would some of you guys suggest as my next investment move?

I have flipped houses strictly as the investor.

Check websites like Spot Crime to see what's happening in that immediate area.I'm an investor-friendly agent in Richmond, as well as an investor myself.

Hello, New investor, still learning.

I hope they get back to having every day investors who built a portfolio from the ground up, house by house and can talk about how they did it and the different strategies and routes they took that others can learn from and deploy as well.