Assuming a 250k house with 20% down, you're saving close to 150k on interest alone.

here's the shortest version on my situation:1) bought a house for mom in 2005 - she lived there til 2011 (not nearly long enough) did not charge rent2) rented the house maybe 4  intermittent years between 2013 and 2018; filed taxes accordingly with 'income' and 'depreciation'3) lived in the house between 2018 and 2023 when I sold it: almost exactly 5 years to the day 4) cash (after closing) was @ $240kA friend suggested that I may need to repay depreciation? 

Makes sense, if you allow the seller to have logging rights post-closing.

I bought my primary residence last year, and actually got paid $7,000 at closing for a new construction house!

This will be my first rental property so want some advice.Purchase price - $195KDown payment - $59,176 (25% plus other closing)Annual rental income - $29,424 ($2,452 a month for 4BR)CoC return 10.7%Cap rate - 9.7%; Price to rent ratio - 6.6Cash flow will be over $5k per year after paying taxes and mortgage.

Found the deal for sale in 2022 and stayed close to it for ~18 months.

This amounts to lost opportunity because if you had purchased RE, at the closing it can start producing return. 5) ADUs detract from the existing structure whether this is privacy, a garage, or just yard space. 6) this is related to number 1, but there are many more buyers looking to purchase homes for their family than there are RE investors looking to purchase small unit count properties.

Found the deal for sale in 2022 and stayed close to it for ~18 months.

I have upwards of $50K to spread into several properties that can cashflow.Im ready to close on properties any day now!

Sold a property last week and closing the end of May.