Also added back are personal expenses paid by the company - health and life insurance, 401K, that "business meeting" you had in Hawaii, non-working family members on the payroll, etc.These combine to create a number called SDE, or Seller's Discretionary Earnings. 

You'll need two years of tax returns proving that you can consistently earn enough income to cover your debts.

That insatiable appetite for learning is going to be crucial in getting started in your REI career. 

I owe $60k in taxes (I’ve lived in Nevada so long I forgot MN would come after it’s $20k.) and I have $200k left, sitting in the bank earning $15/mo. 

I’ve listened to the podcast for about a year now and after six months of looking for a property and applying for a loan I earned the title of a first time home owner.

The VA Loan is a great benefit that you have earned.  

How will you differentiate yourself from the people twice your age that have bought/sold their own homes many times, know what it's like to be a functional member of a community, raised children, owned businesses, worked a 30-year career in corporate America, lived through the housing crisis of 2008, and earned more than a few battle scars in life?

There are services that have low minimums of as few as 6 records for skipping at a time and even have a referral program so you can earn credits for referring others.

Check out basics from BiggerPocket's channel, Mark Ferguson, and less popular content creators on more specific topicsKeep learning and pursuing your career and your side hustle of real estate and you will do just fine!

I excelled and it brought me to different parts of the country (ending in Seattle) and I ended that career in the top 1% of the company.