Some of my internal rates exceed 200% off my down payments.

Their internal needs and policies change all the time.

You cannot build enough and there is international demand through the roof.  

There are a lot of variables and sometimes lenders do what would seem to be very peculiar things because they have internal issues or policies they will never tell you about.

Thank you.I will disagree with your perspectives but I understand with your internal frustrations.The government should not be responsible for incentivizing anything.

That varies from day to day depending on interest rates, new regulations, new boss, and a whole lot of things we never see because they are internal to the bank.I used to live in earthquake land.

You pay a little interest in the spread, but you have access to the money for the great deals that are soon to come.Currently banks are experiencing internal difficulties and there will be further consolidation.

I don’t have that much capital right now but will in the future and I’m wondering if it’s worth the time and money to take the classI'd try to do  intern work for an investor and learn from them.

You have to be internally motivated, course or no course.  

There have been a few books that helped me get over the internal struggle lacking confidence to pursue REI early on that I look back on were motivational and anecdotal more than tactical which was exactly what I needed at the time being so foreign to the idea of investing.Personally, reading has been vital from a motivational and strategy building view early on and now having a few years of experience my reading has shifted, but I still look to educate myself on the unknown that I lack real world experience in.