Welcome 1-,Get a great Realtor. 2-Get a great contractor 3-Get a down payment for a property. 4-Work on getting your credit score better.

It does depend on the state and locality you are in.  

It really depends on your goals, are you trying to buy investment properties?

It may depend on your accreditation status though, just check that.

.* I am only owner financing properties I own outright  Depends on state and how many you do.

Also, it depends on what you define as great.

She has good credit scores, job, money in the bank, etc.

Depends.

Depends on whether you're talking about conventional or nonQM financing.

Review your contract with your agent but on these instances yes you can back out but again it depends on what the contract statesThis will be a great example moving forward with agents and the good buyers agents working on behalf of the buyers