You can qualify based on debt-to-income alone. 

More info here:DSCR loans won't use your income to underwrite the loan.

@Jason SelfThe only way to tell is to do a market comp, and to find out the median income in the area.

25% down no income no doc using the DSCR 30 year fixed loan 

Your primary focus right now should be maximizing your income and keeping expenses low. 2.

I don't make much money from a tax return stand point but I don't think it'd affect my DTI since I'd be using potential income and I don't have debt.

But you will be getting cash inflows that may reduce that burden. 

Does doing (blank) bring me closer to my North Star. i'm looking to be a more investor focused agent. i would like to own a handful of properties within the next five years and have a six figure net income through them.

I do my search and feel that Manchester, Liverpool , and Birmingham as most likely areas I can invest in , My goal is to have good houses "Single famliy" with good prices that can establish a good cash flow as passive income.For sorry I do not live in any of those ares, I know them from EPL and try to do the research based on income and thier share in UK GDP , for sure london is the best but I can not handle the prices there.Based on my reasech I can classigy them as follow : Manchester is the best in , Birmingham , and then liverpool.I see Liverpool houses is more but rent to prices ratio is low .I need your insights on this with your valuable advise , considering the area I choose , I will keep investing on it and enlarge my protfolio in it for the next 10 years.

If you have great income and very few debts, conventional financing could work with a big bank.