@Nick Gerli Good Plug but I disagree as well because there are other important factors you are missing.Some parts of Houston are still appreciating and cash-flowing.

I've paid them a lot of money and it has saved me far more.)Although I disagree with you because it actually was their fault, I still should not have said anything on this forum.

If you are trying to self manage from long distance I see the appeal, but I disagree with that concept in itself.

Disagree with Mark.

@Joshua ManningI feel like the advice from @Elizabeth Wilson is a bit one-sided, although I don't entirely disagree. 

Just in case something happens, and we need a place to stay, we wont be worried about it" I can't disagree with this any more.

Maybe you could each work so part time easy job to supplement your life style for a while.I would disagree that $1mm can’t get you to financial independence if you are cunning with your money.  

I disagreed again and they asked me to send some comps myself so I did and they increased the value another 5k whic in was ridiculous so I gave up and applied with wells Fargo.

I disagree with the policies they have chosen and the balance they have chosen to strike regarding economy vs deaths, but I acknowledge that there was no choice that was not going to hurt a lot of people.   

The logic is sound even though most of us here disagree with his philosophy about debt at a certain point.