Last year I barely made any money after all expenses were paid.

I don't know you're strategy but take caution when spending this money.

(because you put 20% or 15% down instead of 25%)You tell me when you need the money (liquidity) from the transaction and I'll give you an idea of which one is better. ;-)There is a way to get both simultaneously but that part requires training.

So most of the time developers who pull this move, replace with a new unit NOT used.Utilities on bare dirt will cost more time/money than I think most realize.

I think Absentee Landlord is one of the easiest ways to lose money for the individual investor.

He actually reached out to me during the GRC when savings yields were .5%  Tougher these days to get private lenders with 5% risk-free money markets available, but you might try Randy Cooper.

Flips (BRRRRs) take  more resources because you have to not only buy the house, but also have the money to fix it up.  

To the hard/private money lenders out there.

Even a good manager needs to be overseen, met with in person, and I like to put eyes on my rentals fairly regularly, since it is my money on the line. 

Incredible value delivered over many years here at BiggerPockets, and that's JUST on these forums, not counting 500+ BP Money podcasts, more YouTube videos, comments across the Facebook groups, and a partridge in a pear tree.