I also have approximately $400K in equity in my remaining three properties, but I have been unsuccessful finding banks that would provide collateralized loans against them. 

I do have other collateral, so I don't expect financing to be a problem once the credit score pops.

you need collateral right?

So I decided to start searching for companies that were offering syndications and I started analyzing those guys and I had a set of criteria: I wanted to make sure their syndications were filed under Reg D 506 with the SEC - I wanted a steady 10% return per year, I wanted to be able to cash out my principal in full within less than 2 years.I wanted my capital invested in similar cash flowing properties in the Midwest so I would have a clear collateral for my money because I value safety and security.

When you put your house up as collateral for a loan, they need some meat on the bone.

Cassidy,I wouldn't call myself an expert, but . . .A HELOC (Line of Credit) is usually a "revolving credit" model, just like a credit card (except much lower interest rate), with a fixed time frame (usually 10 yrs or so) using the home as collateral.  

I am using a rental as collateral though, not a personal home. 

Lenders won't have much collateral on empty lots.Most "land" loans are essentially construction loans that turn into mortgages (construction-to-permanent loans) once the dwelling/structure is completed.A "buy and hold" on land is essential prospecting.

Yes they do require a personal guarantee, but no collateral for it.

The well collateralized and secure lender could have a hay day in this market - he can keep leveraging his assets and taking advantage of the low interest rates.