Consulting with an immigration attorney is essential to navigate this process correctly.There are plenty of alternative ways to start investing that take very little work.

That can happen if you buy a home that needs a little TLC or renovations and after the upgrade the new ARV might put you at that 85% LTV or lower, possibly even be able to take cash out.As a first time home owner you can use FHA 3.5% down or Fannie Mae 3% down (single family).

I use to be sold on the Umbrella policy but then you have to up all your insurance premiums to meet the Umbrella policy which kills your cash flow. 

Purchase price: $135,000 Cash invested: $40,000 I purchased this farm as a place to park out tiny house on wheels & to be able to rent out the house on the property to have a cash-flowing primary residence ;) What made you interested in investing in this type of deal?

This led me to refinance my 3 property portfolio to pull some cash out in order to buy 2 more.

Will banks have any issues doing a cash out refi on deal like this assuming i meet all the other qualifications such as credit score and DTI.

Is there anything else I can do other than buying cash? 

You are essentially building a list with all the records they provide of owners who, based on the filters you add, might be interested in selling.

one thing that always worries me about those deals.. is the lender can at their sole discretion stop funding the project and make the owners cash them out .. so there is that risk too..

Have you made a decent profit / cash flow in this city?