You are lumping the two together and getting blocked on your financing.

Funky layouts are a pain.

I have to be careful about the wording of my ads, and disclose that I am licensed when dealing with sellers and buyers, which is a pain.

(This was long before the internet-age, when newspapers such as Newsday were the major source of RE opportunities).1)A mint little cottage in Selden, 1 block north of Jericho Tpk, with a nice young couple already renting as tenants.

It depends on jow much it is, We have used pex out here in N.Cal for the last 3 years and they still dont let you use it in parts of the bay area, if you are going to do the job yourself then then tool you will need will cost more in $ than all the material and time it would probably take you to do it in copper- I like the pex when used with a mana-block ,meaning each run is a home run, otherwise to me it looks like a drip system.I have never seen either fail,but on one job we were at, the mice were eating through the plastic (they could smell the water I guess.)

It is a two car garage block building on a nice lot.

It is a two car garage block building on a nice lot.

Later this month I will close with cash on a 3-2 concrete block house that needs some rehabbing.  

We migrated to a more efficient HVAC system as part of the retrofit, but actually ran of the older system during the course of the retrofit.Other similar houses in the neighbourhood have average annual energy consumption 80 - 120% greater than this house.We just acquired another near identical house one block away and I am presently modelling a retrofit plan that, once finished, should see the average annual energy consumption be in the range of 30 - 50kW/m^2.  

Problem is, when we removed the old wood flooring (square blocks), there is leftover adhesive (cement?)