They live with Unicorns who crap rainbows in a corral that's owned by a dead Nigerian prince who put me in his will.

With stocks, you pay up front, and if you have to sell for 60% of the price you paid, you get back the 60%.

Artificial wealth...not actual wealth...This "paper wealth" was the result of bubbles...artificial inflation of the stock and housing markets...Things have merely returned to about where you would expect them to be given long-term trends; unfortunately, Americans over-leveraged themselves based on the paper wealth, and are now feeling the sting of bad decisions.People just need to take responsibility for not saving and investing intelligently when times were good...

I agree that the stock market is tilted toward the already affluent.

Stephen,Time is money.If you are at the top of your game you expect the money to match.There are too many investors out there who can show me hundreds of thousands to millions of dollars in their bank accounts and stock portfolios etc.All I have to do is have a listing they want to buy.Guys with no money locking up property to try to wholesale commercial real estate and "make it rich" are a waste of my time.I play percentages.A direct buyer has a much higher percentage of closing than a non-direct buyer because there are so many more pieces involved to make a successful transaction.If an investor wastes my time and wasn't a real buyer they are actually taking money from me.The reason is I have nothing to show for working with them versus I could have spent the time with someone who could close the deal.Hard money isn't bad as long as they have some money in the deal.There are a lot of people who don't have 10 cents trying to be something there not.Everybody has to start somewhere so nothing wrong with it.Just be honest about where you are TODAY and where you want to be TOMORROW.Showing a proof of funds valid within the last 30 days would go a long way with a broker/agent to take you seriously.Obviously if you don't have that and are trying some off the wall stuff you will meet a newer agent with very little experience or someone in the game awhile but hasn't had much success.Just like Jake I will vet a potential investor client just as much as they qualify me.If both parties are not asking questions and verifying there should be some serious red flags that come up.

Anybody can get lucky and time the market for gold or any other commodity, stock, and even RE.

Someone else talks about dividend paying stocks (a financial planner) and why dividend paying stocks are great for retirement and how to learn which ones to buy.  

They are not like a Stock where you can Buy today and Sell tomorrow.

If the technician is employed by the manager and shows up to the job site and has neither smoke detector or battery stock on hand while attempting to charge the owner/tenant for the time it takes to go to the store and come back - that is negligent management. 

Hi @Lamont Aiken,Fannie Mae will actually go for C5, which is worse than C4.This deal isn't necessarily dead, depending on if there are any specific health/safety things identified, and what those are.