Where to go for investment advice. No, seriously.

[Jon C]

I am a 44 year old man with a family and the best of intentions. My 401k is about 14 years old and our 529 started on my daughters 1st B-day. She's going to be 4 soon. My problem is there are SO many choices for these investments and I'm only partially able to understand most of them. Where should I go for advice?

Our full service stock broker recently recommended that we sell all our securities and buy mutual funds, of course incurring almost a 1K in fees and commissions. I no longer trust him.

All the self help books are either overly simplistic or reek of conflict of interest. I don't trust them either.

Our financial adviser only recommends their own products for us to buy, ie., variable rate annuities. Yikes.

There's a few more that I just don't care to go into. My point is, I need advise for my Utah 529 and my 401K investments. As of now, both rely heavily on the SP 500 index. Any help is appreciated. Thank you.
rBGH

[Loc R.]

Commit to yourself and your daughter's future. There is plenty of information out there.

Make a pros & cons chart for every type of investment. Invest in what you understand and know. If you don't know or understand, teach yourself, and/or get someone (who has no financial interest) to mentor you.

Good luck.