hey @Ryan Louz, There are options in the central valley sub $120k.  

The Central Valley is more of a rest stop area between Socal and Norcal, and it often gets dismissed.However, there are so many people with an abundance of wealth and disposable income that live in the Central Valley!

I have been thinking for a couple of days now that I want to purchase another townhome / SFH in the San Fernando Valley, would it be possible to find a seller finance deal to purchase another home in the area that I want?

Hi River, currently I'm looking for self storage and mobile home park. 

Quote from @River Sava: Hi Karim - Some lenders can do as little as 3 months of seasoning.

I have been thinking for a couple of days now that I want to purchase another townhome / SFH in the San Fernando Valley, would it be possible to find a seller finance deal to purchase another home in the area that I want?

So homes with ADUs sell for more, and the appraisals have followed pricing for four+ years now.I personally know an investment group that targets neighborhoods, mostly in the San Fernando Valley, where comps with ADUs are outperforming non-ADU comps so that they can refinance out the value created by their ADUs.

Quote from @River Sava: Have you looked into DSCR loans?

Yes, we certainly should connect sometime, I cover the whole Treasure Valley as well as Valley County (McCall).

I know there does not seem to be a strong presence on BP for people in the New River Valley area (Pulaski, Radford, Blacksburg, Roanoke) but I would like to try and get some type of networking event going (either in person or in an online group).