is there a device i can use to measure the level of pander?)

If you have a high-value business, it's no problem, but for more modest businesses, it locks them into their current state.

The lock on our door was broken and nothing was done.

I am in law enforcement and looking for a way out after I lock in my retirement and hazard pay.

Below are examples.Access control - Install remotely programmable smart key locks on external doors, such as on the door to the garage and the front door.

I personally average 1 title claim about every 3 years.. last three were   Land locked  title company missed it .. forged deed title company paid it promptly.. 

The wording is in such a way as to lock me into that broker for the duration even if I don’t use him.

One final tip is to store the Notebook files on your OneDrive and make them accessible and synced across devices while still keeping them private.

The more you customize the software, the harder it is to maintain and you end up with vendor lock which in simple terms you are at the mercy of your developer(s) as they are creating custom code that is difficult to maintain without them. 

Funding might be the easier part, there a bunch of lenders (myself included) locking in the right deal is the harder part.