And without the ability to predict future, a better mindset is "I don't know, and I don't care", cuz you know overall it is going up.But I do think local market is a little easier to predict if you have knowledge and experience, but don't count on too much to appreciation is the key I think.  

Building small units in small counts is near the most expensive development and there is no way around this limitation.   

Now, we are 1 month strong and counting in renting out the top 2 bedrooms on airbnb, with us living in the bottom half (completely separate) - here's how it's going so far:Guests Stayed: 15Reviews: 5 stars, 8 reviews, super hostOccupancy: We had 3 nights of where 1 bedroom wasn't rented.

The reason for this is you are already being hit for these costs in your payment, so hitting you with the deduction on your returns would be double counting. 

Even in regards to how you count population in the beginning, to get to a resolution, they had to create the 3/5ths clause so that they would count enslaved people, not as whole people, but partially to gain increased representation for the south.

@Ko KashiwagiYes, without the Triplex' mortgage, or if at least a portion of its rental income can be counted against the payments, my DTI would allow me to qualify for the amount I intend to borrow for the new primary.

Conventional, however, will allow the home to be classified as a primary residence, and for the veteran's income to be counted for DTI purposes, if only the spouse moves to the home for now. 

I suspect that the value added will not be much higher than hands off cost because there is few development costs higher than small units in small counts.   

We try to keep it simple, and provide examples in the guide for people that are not sure what counts and what does not.

The problem is if you do it on single family (also known as boarder income) you can't count the boarder income toward qualifying until after they have lived with you for a year.If you go multi you can count the income, up to 4 units.