I would call or email a specialist in FIRPTA such as "Tax solutions FIRPTA consulting" in Katy Texas, since they can answers all questions about the law plus investor friendly lenders

Maybe seller holds a 2nd, maybe partner with someone, maybe get some F&F (friends and family) money, maybe offer a higher rate for the 2.5 years the 2nd is outstanding. 

From what I've heard, CA is very ADU friendly so check with your city on what's allowed.

Smart move. documentation is your best friend :)  Stay safe out there.

A friend of mine in San Antonio had a similar situation.. she inherited a vague commercial lease and learned that the rules differ big-tiime from residential.

I'm SURE you mis-spoke and meant to say, he's a close friend that I am trying to help but it was not my intention to "fix his credit".Debt Relief and Credit Repair Scams"The FTC has brought scores of law enforcement actions against these bogus credit-related services, and the agency has partnered with the states to bring hundreds of additional lawsuits"SOME CASEShttps://www.ftc.gov/news-events/topics/consumer-finance/debt...Financial Education Services (August 5, 2024 )Panda Benefit Services, LLC., FTC v.

Watching your moves like a hawk and hoping to learn more lol thank you friend.

Check out FilePlace, where user-created forms are available for free.

In 2008 a friend of mine spend $300,000 to buy 100 houses in Detroit.  

Your friend should include as many details as possible concerning how they were pitched the investment in the prom note.