I would read the rules and understand their discussion of nuisances and the likelihood of clauses related to nuisances bringing some relief.

The cost to file the Motion for Stay Relief is at least $176.00.The Consent Order is more time efficient and more economical than filing the Motion.

If someone could provide a solution where I could still obtain financing terms on a 30 yr fixed with 20-30% down this would be a tremendous relief.

just wiat it out.. three things will happenhomeowner saves it and enters into a loan mod and keeps it current. ( which is of course what we hope happens as we dont' want to see someone lose their home)can't re work the loan.. lender will set a foreclosure date as soon as they get a relief from stay.chapter 7 is a liquidation... and it will be liquidated by the trustee at fair market value.

I do not see any relief in the future for this house and want to move forward with building a rental business.  

Most toilets were down though, so I'm breathing a sign of relief (LOL!)

It turns out that he plugged expense from one property into another property, meaning the same mortgage payment are used twice, one in the correct property, one in my "free and clear" property....I did a full reconciliation, sent to him, waiting for him to call me back...

Then you spend $1000 for a motion for relief and have to re open the FC and do it again...

Unfortunately, we were not able to get him any relief for that particular fine, but we did audit his entire portfolio and were able to prevent further fines that were lurking.  

We do not know if the Mortgage Forgiveness Debt Relief Act will be extended through 2017, but the "insolvent before and after" rule is still good law.