There are small number of cases where it makes sense, but sometimes it does.

In my area I often come across people who never used credit much and only have 1 small negative thing on their report dragging their score down. 

Still, I want to make this work with a small down payment through an FHA loan.

From a risk point of view, there is no real middle class and a very small upper class.

There are two small beams about 2 inches apart at the top and another two at the bottom. 

i feel like RE is one of the best examples of the exponential growth or delayed gratification. the small things we do and the connections we make during our real estate journey seem so insignificant at the time. but it only takes 1 opportunity or one phone call to launch us to the next opportunity and then everything starts to build on itself.

Hawaiian real estate law differs from other western states significantly, mostly due to its monarchal heritage and the Bishop Trust influence.The basics are the same as would be in California; determine the condition of title ownership (individual(s), estate (including conservatorship, if appropriate) OR fiduciary acting for trust.Use a qualified private money equity lender to make a loan sufficient to buy out the cash-only beneficiaryThe legal community in HI and Big Island in particular is small.

Quote from @Jonathan Small: I have had section 8 rental since 2008. 

It could be because we are a non-disclosure state or we are small compared to other markets but it is not common here. 

I have also have saved almost $50K so far to take a start in this game and also my personal credit score is above 750.I'd like someone to guide me purchasing my first property and want to kickstart with a small property first.