My current insurance company, who has me in good hands, essentially doubled what I pay on a monthly basis.

Double layer sheet rock, egress lighting and fire rated doors.

Unfortunately when I was looking, MLS listings were around double, if not more, depending on location around Blue Ridge.

One young agent said "I am not doing double the work and only get half the pay". 

Many investors use a general rule of thumb for midterm rentals that they should earn about 50% more in rents than an equivalent long-term rental (whereas short-term rentals should earn double or 100% more than if the property was utilized as a long-term rental).However, for DSCR lenders, change can be slow and challenging, and many lenders prefer and require more precise qualification measures than rules of thumb.

I would have to double check with the lenders I work with.

Double check the assumptions.

The market went absolutely wild (like everywhere) and over the past few years our taxes more than doubled on some of our houses.

Rents are moving and I would double/triple check so you are super confident in the rates. 3) Insurance seems low at only $3,000 per year for 14 units.

(Both that you know about now and that you are told about form your buyer’s inspections.)Most buyers are going to discount their offer by double what they think it will cost to repair what they can see plus the “mystery repairs” you’re hiding with your as-is sale so you will make much less on the sale.