Transition from primary residence to rental property

[Alex Short]

Hello BP,

Recently, I decided to move out of the house that was my primary residence for four years and make it a rental property. My plan is to obtain a triplex or quadplex and house hack that for a year. This seems like an impossible task in the Denver market at the moment, but I am looking forward to not living in an AirBnb soon!

Anyway, changing my insurance policy to a landlord policy seemed like the right play since I had tenants move into the property. My current insurance company, who has me in good hands, essentially doubled what I pay on a monthly basis. Is this what I should expect as newbie? Should I shop around with a broker?

Furthermore, when I close on a multi-family, it will be my primary residence. Will I insure this property under a typical homeowner's policy or should I obtain a landlord policy? 

Thanks for you help, 

Alex