As I understand it, keeping title separate on the mobile (like a vehicle) keeps my purchase price associated strictly with the land and stick-built home. 

Hello Everyone.....i just joined this forum bc as i was scouring the internet over the last couple of day this forum kept popping up as full of information. so thank you all for letting us newbies access all this wealth of info. my situation is as follows. current mortgage balance on 2 family home: 360k @ 3.75% for 30 years ($2300 montly PITI)current market value by a local Credit Union: 553kjoint Debt between me and wife: 77k (majority is student debt)Montly Debt payments: $1265.00Rental Income from Duplex Apt upstairs: $1700.00my idea is to get a 10/20yr HELOC for 80k to consolidate our Debt obligations and then paying only the interest on the HELOC (5%) is a 333/month payment. basically converting our 1265.00 montly debt obligation burden into a 333.00 burden. we would be responsible for the mortgage (2300.00) and the HELOC interest payment (333.00) which is 2633.00this minus the 1700 rental incomes makes our montly home burden 933$ dollars.our monthly income combined is approx 6k after taxes but we also have daycare and food and car insurance and the like. my idea was to basically transfer and extend our current debt to a lower montly payment as we plan on moving in 1.5-2yrs and then fully renting our 2 family home which should bring in about $3500 a month conservatively (city property with 2 parking spaces). the rent of the home would cover both the mortgage and HELOC interest payment and STILL be positive cash flowam I wrong to think that then the HELOC would basically be paid by the Tenants and not me....in a way i would have transferred our CURRENT debt to another debt vehicle which would then be paid by someone else. the plan after paying all of our non HOME related debt would be to save aggressively. i am thinking 2k-2.5k a month should be doable. although i have also thought about aggressively paying down the principal on our primary mortgage instead.am i missing something. i know people dont like HELOCS bc of the variable rate...but is interest rate important when someone else is making the payments?

We are typically seeing 3-5 year terms on our bridge loans and 7-10 on longer term CMBS vehicles. 

Hindsight is the only 20/20 vehicle.

Since the first mention of how traditional investment vehicles don’t provide the return they promised, I was hooked on learning more about how to grow my/my future family’s wealth outside of Wall Street.

I'm interested in the REI/flipping/rentals as an investment vehicle (hence why I'm on this site) but I'm not sure this is the way to get into it.

The goal was to build up to nicer cars and start a collection but things have taken a turn as we've began importing vehicles from Europe and now we have this dream of building classics for companies as a mode of advertising. 

If work from home is successful and 5% of the population doesn't drive anymore to work, what will that do to the need for office space and vehicles?

Good on ya for wanting to mobilize your money and using a vehicle like Real Estate to do so.

You haven't wasted money by paying down the vehicle, but maybe we can use that same extra money to start EARNING you some $$$.