Thank you, @Richard Ball@Mark Nolan Thank you!

I want to get the ball rolling so any advice would be great!  

Until venturing into Vacation Rentals we've always managed our own portfolio and will continue to do so in the VR arena as well @Michael Wind for a variety of reasons.We're a licensed RE brokerGenera ContractorInvestorOnly invest in local properties that we can easily manageDon't really trust most PM's Enjoy realizing the maximum amount of ROI we realize doing it this way.Being our own PM helps us keep our eye on the ball at all times thus very intimately vested in our properties and able to arise to any occasion anytime.Add to that we've had some experience in being owners in abstentia with not to positive results.

Really puts the ball in the buyers court so to speak.

Currently, I get about 5 minutes of decent water pressure with appropriate temperature.

Put yourself in the banks shoes, if they didn't require this then the housing market would turn into a craigslist posting site with tire kickers throwing out millions of low ball offers hoping for someone to accept.

I guess I am old school I want to go in and eye ball my CPA I want to have lunch with him every quarter and discuss business opps I am thinking about..I guess if you just have a few rentals and a W 2 job that's OK you can use turbo tax.. but if your in the business I find the council of my CPA invaluable ..

I have a friend in arrowhead lakes that said people are low balling the banks offering 50% and they are accepting. 

For myself, its time to get the ball rolling and become active in real estate investing. 

You were able to get the ball rolling and that's more than many can say!