If you plan on using any type of financing tread lightly.

I plan on focusing on cold calling, mailers, PPC ads.

I hired a virtual designer for a few thousand dollars and after giving her dimensions/walkthrough she had a buy list and floor plan ready in two weeks.

While my home is new, I'd like to maintain it well, and I plan to do this with all of my properties because I like taking care of my possessions. 

So, why is McDonalds still spending billions on advertising?

Or also tax planning, specialty tax credits, etc.? 

You should include PM costs even if planning on self managing because it is work and you deserve to be compensated for this work.  

Should I feel bad if the lender spends the money on the title search and I don't use them?

I also open a solo 401K plan.

As someone who has a tendency to spend excessively and live paycheck to paycheck, the lockdown measures implemented during the pandemic unexpectedly helped me stabilize my financial situation.