In your situation, if you feel the realtor cost you $10k and failed to uphold their fiduciary responsibility to you as a client, you could have just walked away from the deal due to a breach a contract.

In my day job, I am a corporate and securities lawyer and I frequently help real estate developers structure the legal entities they utilize for the investments and also comply with federal and state securities laws in connection with bringing on investors.  

Secure lines of credit, pay off consumer credit cards, and save cash. 

New to BiggerPockets forum posting (but not the blog which I love)...long story short..we have 4-flat in Chicago that we inherited and are under contract, but not clear if the buyer can secure the necessary financing and the deal may fall through so we looking at our options in case this happens.  

What about security deposit?

For now, let’s focus on the four categories you’re most likely to encountering when investing in real estate through an online investment or crowdfunding platform, going from the least to most risky:Senior Debt is secured by a mortgage or deed of trust on the property itself so if the borrower fails to pay the the lender can take title to the property.

Once i secure financing should I make a even lower offer?

Typically on an investment property I have been asked to show proof of security deposit, leases for tenants and some lenders have asked for 3 months verification that the tenant has been paying (i.e. on the property bank statement). 

I like Jd Martin's comment about the credit score.You may also want to consider these criterias as well:--insufficient Credit and Rental Requirements could be assessed an additional security deposit equal to 100% of the stated rental amount, over and above any other security deposit or additional security deposit required.

the NCND if implemented and end buyer breach the agreement it will cost him/her a lot of money which will equal to 20% of his price was paid for the deal plus all legal fees.PLEASE TELL ME WHAT YOU THINK ?