I am currently house hacking the primary residence with an interest rate of 3.75%.

I'd hold firm on the price.Based on the other listings that show 20-30 days on the market, I suspect that this is an area that just takes a little time to rent. 

In comparison to annual MLS dues, the cost of obtaining an NMLS license is negligible, and more importantly the value of expertise it provides  clients is net positive investment for time and expense.

@Brian Phor Amuse us and share how this Wyoming LLC entity structure will provide greater protections than an LLC in the state where the property is located or even where you live? 

We are in a suburban market and we average an 18% vacancy rate. 

There is an abundant amount of deals beating the 1% rule there.

You mentioned this is your second home—are you treating your first home as an investment property now that you're moving into this one?

Couple months later I get a letter from an attorney saying he is suing me due to my negligence. 

The author and article suggests to utilize the climate risk data before committing to an investment and be familiar with specific risks in your area—whether it’s floods, wildfires or heat waves.They recommend these valuable tools to assess these risks:FEMA National Risk Index – Provides a comprehensive overview of natural hazards across the U.S., including floods, earthquakes, and severe storms.USDA Wildfire Risk to Communities – Offers detailed insights into wildfire risks for homes in specific regions, particularly useful for properties near forests or dry areas.Risk Factor – Analyzes flood, fire, and other climate-related threats for individual properties, giving you a risk score.Climate Check – Delivers property-specific climate risk ratings, covering heat, drought, fire, and floods.Do you consider environmental factors like flood and heat when investing?

Not a CPA or accountant, just an uneducated opinion.