We just closed on a duplex in Vero that was only $197K 15% down at 7.375% $1535.54 a month Both doors bring in $2850 a month so for $197K you can have a cash flow of over $1300 a month No HOA fee and renters mow the lawn.

These occupancy rates local to my STRs is down significantly from years before the quota (esp compared to 2019 and 2022) In addition, only mission beach has hit its quota.  

I can put some money down, but I want to stay under $50k at absolute most and prefer to put down as little as possible.

It is all about if it will helps the sale, in price or time it will sit on the market  which it ultimately comes down to money because of holding costs. 

On Zillow, if you hover over the "More" heading, you will get a drop down. 

It’s possible it achieves positive cash flow as an Airbnb but I worry about the down months and other risks associated.

Its usually 30% down. 

After that, you will need to find a good developer who could help you put down the foundation and install those units.

I did a 7.5% down conventional loan. 

I guess it just comes down to finding off market deals right now, so what is every one doing to make it work?