The taxes are high and their building codes are strict to ensure the homes stay historic looking.Note: You can definitely open an AirBnB in Cleveland but it would have to be a condo downtown for $240k or so that allows it.

Adversity that can be overcome builds strength and character.

While I've helped countless clients buy and sell properties, I'm now eager to step into the role of investor and build my own real estate portfolioWhat I am looking for:A Partner!

Not before that long it could become more interesting for you than for us here.Now, for us building a portfolio of rentals (and btw also an option for Americans), we avoid this by not doing it as an individual but with a company (SL) and changing it to company tax (first two years 15% and after this 25%) and creatively deduct way more costs.It is true though that this is a good way if your strategy is to reinvest your money time by time building something bigger/passing it along to kids/relatives etc, because when you want to take money out of your company you would need to pay dividend tax or in the form as a salary.   

No, that lender definitely gave you bad information.It is absolutely NOT necessary to leave a balance on your credit cards, if you are going to carry a balance make sure it stays at less than 30% of the limit.What builds your credit score is the monthly reporting of "Paid As Agreed" if you owe 0 and you pay 0 then you are paid as agreed.

This rich area lets them buy buildings with many homes without paying upfront and at good loan rates while also using their VA loan perks.Good luck!

I've heard that Howard county allows building and renting out ADUs, but the permitting and becoming a landlord process can be a pain.Looks like Anne Arundel allows building ADUs and renting out short-term (but not long-term?)

Would I be able to leverage equity in that towards a build?

I want to start building relationships with the agents and visit some of them to pick their brains, figuratively, of course. 

@Mohamad Guene  Simple answer - you will be cash flow negative, and your appreciation will be limited.We did a new build once for a rental - it performed miserably cash flow wise despite a great location and property - we ended up selling it 3 years later.There are very few new builds in Huntsville proper - are you referring to an outlying area like New Market or Meridianville?