In my situation I already have a sizeable IRA and am not really concerned with getting the yearly contributions in as much as a one time larger transfer of funds. 

The hard money is my concern.

On 4/26/2016 I engaged a local realtor to serve as my exclusive agent concerning the sale of one of my properties.

One of my concerns is having so much "skin in the game". 

I don't think they're very concerned with crowdfunding right now.  

I was so concerned with not being competitive, I dropped the price and my phone and email has been on fire. 

My biggest concern is that the cash out is all we have, and my plan is to use it to start investing whether it's in this or buying another property, so I want to make sure this is the wisest use of the money.

Generally I've found that if you find one reputable company and continue to use them they'll be more prone to wave some of those show up fees.As far as new appliances are concerned, I've been using Lowes. 

I rather deal with the mold right away and I am very concerned with legal issues arising from the mold.

It seems like a good plan but concerned about cost and also are they just making money on getting others to sign up (Pyramid Scheme) or are they truly investing