right now my phone mailbox is full twice a day it is just not practical to respond to everyone.

It's wasteful spending such as this that drives the cost of everything the government does through the roof. ...This is true of other places as well (some banks and check cashing stores for example), because they are trying to prevent a hold-up where the money is being collected.

But is the judgment collectible?

Regular transactions are a bottom of the barrel law practice, so you run into lots of one lawyer office mediocrity.

I am collecting data on properties, prices, rent rates, taxes, vacancy rates landlord personalities, demographics, mortgage rates ect.

You can also find practically new appliances on craigslist.Bathtub refinishing.

Instead I will spend more time on this forum learning what is and what is not acceptable practices.

But the practice of many small farmers trying to survive on tiny plots of land is difficult to sustain.

I had 2, 30 day lates, 4 collection (hospital bills) and 8 inquiries!!

I have gotten a lot of practice with it over the last two years ;-)